Buying your first home is a major milestone. It should feel exciting, not overwhelming. At Ellason Mortgage Group, we’re here to guide you through every step with clarity and confidence. From understanding your options to navigating the loan process, our team is by your side to answer questions, simplify decisions, and make sure you always know what comes next.
DOWN PAYMENT ASSISTANCE
We know some potential homebuyers could really use a little help with their down payment. Ellason Mortgage Group has access to National Down Payment Assistance (DPA) programs in addition to programs that can help buyers in specific geographic areas.
Pathway DPA is a down payment assistance program that provides financial assistance to homebuyers for down payments and closing costs.
PATHWAY DPA
VA loans help eligible service members and veterans buy a home with no down payment and lower upfront costs, making homeownership more affordable.
VA LOANS
USDA loans offer eligible buyers 100% financing with no down payment, making it easier to achieve affordable homeownership in qualifying rural and suburban areas.
USDA LOANS
THDA and AHFA programs provide eligible homebuyers with down payment assistance, often low-interest or forgivable, to reduce upfront costs and make homeownership more accessible.
AHFA / THDA LOANS
1. PREPARE
- Review your credit
- Set a realistic budget
- Build your savings
2. GET PRE-APPROVED
- Contact your Ellason Mortgage Group Loan Originator
- Last 2 years of W-2s
- Most recent 2 months of bank statements
- Most recent month of pay stubs
*Additional documents may be requested upon review.
3. START YOUR HOME SEARCH
With your pre-approval in hand, partner with a real estate agent and begin shopping for your first home with confidence.
