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Erica Smith

Mortgage Loan Officer

NMLS ID: 2316979

Licensed States: Alabama (#85443)

My interest in assisting home buyers began many years ago when I worked in the related insurance industry. My mortgage career started when I walked into a Tuscaloosa mortgage office to sign paperwork on an investment home I was purchasing and before I left the building, I had secured a job. From the very beginning it felt like a true work family, which is important to me.  

I am passionate about customer service and educating clients, so they are informed and able to make sound decisions regarding their home financing options. My primary focus is to provide a comfortable, relaxed and stress-free experience for clients throughout the home loan process. With my team of experienced professionals, I’m able to provide an unparalleled level of customer satisfaction on each and every transaction.  

   Whether you are buying your first home, dream home or investment property, my team and I are well prepared to assist you along the way. If you’re looking to refinance or renovate your current home, we can assist with that as well. We offer Conventional, FHA, VA. USDA loan products as well as many options to assist with down payment assistance, self-employed borrowers, construction, renovations, etc. 

   I’m a Tuscaloosa native and mother to 3 awesome kids (20, 10 & 8) and an ‘08 graduate of The University of Alabama with a degree in mathematics and studio art (using both sides of the brain here). In my free time I also enjoy almost anything to do with designing, crafting and traveling. Time spent with family and friends is a priority and I believe the key to success in all aspects of life is building meaningful relationships. I’m an active member of Church of the Highlands in Tuscaloosa and involved with the local Tuscaloosa Association of Realtors.  I enjoy serving on the TAR Community Projects Committees which provides many opportunities to give back to the community where I was raised.

Closing your loan On Time is our promise to you. Let my team and I go to work for you on your next home purchase or refinance. It’s our pleasure.